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What Are My Options After My Disability Claim is Denied?

Edward Gates by Edward Gates
June 14, 2025
What Are My Options After My Disability Claim is Denied
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Disability claim denial is overwhelming when already managing a disabling medical condition that prevents employment. However, denial doesn’t conclude your pursuit of deserved benefits. The Social Security Administration rejects approximately 65% of initial disability applications. This makes denials more frequent than approvals. Understanding available recourse and responding promptly can substantially enhance your prospects of obtaining benefits.

Start a New Application

Under specific circumstances, submitting an entirely new disability application may prove more beneficial than pursuing continued appeals. This approach becomes appropriate when your medical condition has substantially deteriorated since initial application, when you’ve developed additional qualifying conditions, or when considerable time has elapsed since previous submission.

A new application enables presenting your current medical circumstances without constraints from prior denials. However, this strategy potentially sacrifices months or years of retroactive benefits that successful appeals might secure. Professional consultation with a disability attorney helps determine whether appeal continuation or reapplication offers better prospects for your circumstances.

Federal District Court Lawsuit

Your final administrative option is filing a lawsuit in federal district court within 60 days of the Appeals Council’s decision. This legal action requires demonstrating that the Social Security Administration’s final decision was not supported by substantial evidence or contained legal errors. Federal court litigation involves formal legal procedures, discovery processes, and potential settlement negotiations.

While relatively few disability cases reach federal court, those that do often involve complex legal issues or cases where applicants have strong evidence that administrative reviewers overlooked or misinterpreted. If you’re also dealing with private disability insurance denials from companies like UNUM, which frequently deny legitimate claims through questionable practices, Click here for lawsuit details about how experienced attorneys can help you fight both Social Security and private insurer denials simultaneously.

Administrative Law Judge Hearing

Following reconsideration denial, you may request an Administrative Law Judge hearing within 60 days. This stage presents your most favorable opportunity for approval, with success rates substantially higher than initial applications or reconsiderations. During this proceeding, you appear before an independent judge who examines your case, reviews evidence, and inquires about your condition and its impact on your employment capacity.

The hearing process permits testimony presentation, witness inclusion, including medical specialists, and legal representation. Judges can approve previously denied cases due to their authority to interpret evidence differently and consider factors that automated systems might disregard. Hearings typically occur 12 to 18 months following your request, though waiting periods vary by location.

Appeals Council Review

Following the denial of the Administrative Law Judge, you may request an Appeals Council review within 60 days. The Appeals Council conducts document-based assessments rather than hearings, examining the judge’s decision for legal or procedural errors. They may approve, return your case for additional judicial review, or maintain the denial.

The Appeals Council processes thousands of annual requests and selectively reviews cases demonstrating substantial issues with judicial decisions. Though approval rates at this level fall below hearing approvals, the Appeals Council is an essential protection against improper denials and ensures uniform disability law application across geographic regions.

Request for Reconsideration

Submit a Request for Reconsideration within 60 days after receiving your denial notification. This procedure requires a case review by a different disability examiner. They evaluate your complete file, including any newly submitted medical evidence. During reconsideration, you may provide current medical records, additional healthcare provider documentation, and any relevant information omitted from your original submission.

The reconsideration process typically requires three to five months. Though approval rates during this phase remain relatively low, this step is necessary in most states before advancing to subsequent appeal levels. Some applicants receive approval during reconsideration, particularly when submitting persuasive new medical evidence addressing specific denial reasons.

Endnote

Every alternative necessitates thorough evaluation of your situation, medical documentation, and timeframe. Responding quickly and obtaining expert advice can substantially influence your likelihood of receiving necessary disability benefits.

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Edward Gates

Edward Gates

Edward “Eddie” Gates is a retired corporate attorney. When Eddie is not contributing to the American Justice System blog, he can be found on the lake fishing, or traveling with Betty, his wife of 20 years.

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