Workplace accidents are a daily occurrence for many workers, which can sometimes lead to severe outcomes. This is especially true in construction-related mishaps where the affected parties may need both physical and financial support. Fortunately, certain benefits are designed to aid those who meet the eligibility criteria. To prevent loss of access to these benefits, these individuals should avoid certain common errors.
Failing To Report Your Accident
It’s possible that you didn’t feel the need to raise an issue as you felt okay after the incident, or perhaps you were worried about facing repercussions for getting hurt while breaking a rule. However, failing to report your accident can result in significant complications later on if your injury worsens over time. If that minor knock on your head results in persistent headaches or even a concussion, it will be challenging to establish that your accident occurred at your workplace if you’ve delayed reporting it for weeks.
You are fully entitled to immediate medical care, financial assistance and indemnity, particularly if your injuries are a consequence of your employer’s oversight. Hesitating or failing to champion for your own rights could obstruct you from obtaining the aid you rightfully merit.
In grave situations, self-advocacy may require initiating legal proceedings. Your determination to report your accident swiftly, chronicle the specifics and assert your entitlements can furnish indispensable backing in such circumstances.
Failing To Understand Workers’ Compensation
Workers’ compensation is a support system for employees who sustain injuries at work, often being the most prevalent and substantial source of compensation. Yet, specific parties might be eligible for a claim too. Specifically, if the mishap resulted from the company’s or a supervisor’s negligence, there might be grounds for an accident claim.
You can book a free consultation with a construction accident lawyer to ascertain if actual negligence played a role in such cases. To this end, parties must demonstrate negligence by proving that the party in question failed to meet the obligatory duty of care, thereby causing the accident and subsequent harm to the claimant.
Delaying Urgent Medical Care
Regardless of how minor your injury may seem, or your fears about potential medical costs, a professional must assess your injury. Undertaking a medical examination is essential if you hope to receive any future compensation. With proper filing and documentation, all costs (from transportation to medication) should be handled. Even if your condition improves while you’re on workers’ compensation, you must have a doctor’s appointment every 45 days to maintain your benefits.
Talking To The Insurance Company
Avoid having phone conversations with insurance companies. Refrain from signing their medical releases. Do not provide them with any statements, be it in writing or recorded. The insurance companies will dispatch various individuals to extract information from you; these could be nurse case managers, investigators, or claim adjusters.
While they may appear to be considerate, empathetic, and authoritative, you need to remember that their primary objective is to minimize the payout to you, and any information you divulge can be used to your disadvantage.
While these elements can be helpful for parties to obtain support following a construction mishap, they aren’t the sole factors to consider. It’s also important for parties to collect, and retain duplicates of any evidence that has been gathered.