If you were injured in an accident in Abington Township, Pennsylvania, the settlement you receive should reflect the full extent of your losses—medical bills, missed work, pain, and any long-term impact. Unfortunately, insurance companies often offer quick payouts that fail to account for future expenses or the true cost of your suffering. Accepting a low settlement can leave you struggling financially long after the case is closed.
Understanding when an offer might be too low is critical if you want to protect your rights. An experienced Abington Township personal injury lawyer can help you evaluate your case and ensure you’re not pressured into accepting less than you deserve.
Below are five clear signs your settlement may fall short of what’s fair.
It Doesn’t Cover All Your Medical Expenses
After an accident, medical costs can add up quickly. Emergency room visits, diagnostic tests, physical therapy, and follow-up appointments are just the beginning. If your current or future medical bills aren’t fully covered in your settlement, that’s a red flag. In places like Abington Jefferson Health or Holy Redeemer Hospital, common accident injuries can require months of treatment. Settling before you understand the full scope of your recovery puts you at serious risk.
It’s important to wait until your doctor confirms your treatment is complete or you’ve reached maximum medical improvement. This ensures your settlement reflects not just your past costs, but ongoing and future care.
You Were Pressured to Accept Quickly
Insurance adjusters may try to close your case as fast as possible, often within days or weeks of the incident. If you felt pressured to sign documents or agree to a payout without fully understanding what you were giving up, that’s a strong sign the settlement may not be adequate.
Rushing decision benefits the insurance company, not you. In areas around Old York Road or near busy intersections like Susquehanna Road and Easton Road, car accidents are frequent. Victims deserve time to consider how injuries will affect them in the weeks and months ahead.
You Haven’t Been Compensated for Pain and Suffering
Economic damages like bills and lost wages are just one part of a fair settlement. Non-economic damages, such as pain and suffering, also matter. These include the emotional toll of an accident, mental stress, loss of enjoyment of life, and permanent physical limitations.
If your settlement only covers out-of-pocket costs and ignores the emotional and personal impact of the incident, it may be undervalued. Accidents involving slip and falls at Willow Grove Park Mall or rear-end collisions on Route 611 often result in more than just broken bones—they cause real, lasting lifestyle changes.
Warning Signs Your Settlement Is Too Low
When reviewing your offer, be on the lookout for these red flags:
- The insurer refuses to explain how they calculated your payout.
- Lost income was based only on your recent pay stubs, not future losses.
- No consideration is given to future surgery, rehab, or mobility issues.
- You’re being told you “won’t get more” if you push back.
- Your vehicle damage and personal injury claims were lumped into one low amount.
Each of these signs suggests the settlement was calculated to minimize the insurance company’s payout rather than meet your needs.
You Didn’t Speak with a Legal Professional
If you accepted or are considering an offer without speaking to someone who understands personal injury law, you may not know what your case is truly worth. Insurance companies count on this. Many people in Abington Township assume hiring a lawyer will be too expensive or complicated. But a consultation is often free, and lawyers only get paid if you win.
Whether the accident happened near Abington Senior High School or along the PA Turnpike, legal advice can mean the difference between an unfair deal and a recovery that supports your future.
Talk to a Lawyer Before You Accept Less Than You Deserve
Before signing anything, speak with someone who knows how to fight for your rights. A low settlement can create years of stress, unpaid bills, and missed opportunities for care. An attorney who understands Abington Township and the specific types of accidents that happen here—whether a fall on Township Line Road or a multi-car crash on Old Welsh Road—can assess your case and explain your options clearly.
Don’t wait until the money runs out or your condition worsens. Reach out today to protect your future and make sure your voice is heard.
